The Evolving Relationship of Financial Professionals and Wholesalers

Ensuring all clients get the proper wealth planning products is no small effort. It takes a team of professionals who have their clients’ best interests in mind. One key player is the wholesaler.


Retirement Planning Myths You Should Dispel Immediately

While your clients turn to you for financial advice, that doesn’t mean they aren’t seeking out information on their own, whether that’s from blogs, news reports or their peers. Though seeking to understand as much as possible about their finances in general and retirement specifically is admirable, there is plenty of misinformation available. Here are some of the myths your clients may have heard that you should dispel quickly:


A Basic Needs Analysis Can Answer the Most Important Client Questions

The No. 1 question insurance producers find themselves getting asked is usually along the lines of: How much insurance do I need? Even if clients aren’t asking producers this question, there’s no doubt they’re asking it of themselves.


Helping Clients Handle Newfound Wealth

As a financial professional who helps your clients manage their money, you’ve probably seen them earn their wealth in all manner of ways. Many likely have successful business or investment ventures, while others may be the beneficiary of a trust fund.


Recent Study Spotlights Life Insurance Gap for Many Americans

Meeting2As an insurance producer, there’s a very good chance that many of your clients are not prepared for the loss of their household’s breadwinner. At least, that’s the takeaway from a recent report from the Life Insurance Management Research Association (LIMRA).


5 Estate Planning Mistakes and How to Avoid Them

As a financial planner, you’ve undoubtedly seen every kind of mistake there is to be made with estate plans. From providing control to the wrong person to neglecting to write one altogether, you know that these missteps can have far-reaching consequences for your clients and their loved ones.


Financial Situations Among the Generations: Baby Boomers

Baby boomers, Generation X and Generation Y didn’t just grow up in different time periods. In many ways, they grew up in completely different countries. As such, the Great Recession had a unique effect on each generation. Baby boomers, who were born between 1949 and 1964, often found themselves needing to retire earlier because of a sagging job market, though plummeting property values and financial instability meant many were not as well off as they may have hoped.


How Should Financial Professionals Approach Gen X?

As the economy continues to recover from the Great Recession, it seems that no generation made it through without various financial woes. But there are trends that have become apparent which have since been tracked and studied by LIMRA.


Why High Net Worth Individuals Still Need Wealth Planning

Most of your clients have worked hard to amass their wealth.


Creating a Financial Plan with Baby Boomers

The U.S. is currently faced with the largest generation in its history to reach retirement. And while the baby boomers broke records due to the massive population spike, that doesn’t mean the should reinvent the age to retire.


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