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August 2017 LTC Newsletter


LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care (LTC) planning. Are you? Here are a few recent third party articles.

Top News

Long-Term Care Federal Policy Options to Present to Congress

As part of the NAIC’s Retirement Security Initiative and ongoing focus on LTC insurance issues, the NAIC’s LTC Innovations (B) Subgroup held 14 open calls and meetings, and continues such outreach, to gain insights from stakeholders on various approaches to financing LTC. The goal of this work is to identify and develop actionable, realistic policy options for consideration by state regulators, state legislators, the NAIC as a body, federal agencies, and Congress, that could increase the number of affordable asset protection product options available for middle-income Americans, potentially paving the way for the private market to play a more meaningful role in financing the LTC needs of our society. Read more

Leverage the Tax Advantages of LTC Insurance

Does your client own Long-Term Care Insurance (LTCI) or are they considering purchasing a plan? Then, they need to know about the important tax advantages of LTCI. A surprising number of policyholders have the ability to deduct premiums, and those insured also find that the amount of premium that can be deducted increases each year. A big reason is that more and more buyers of LTCI also own Health Savings Accounts (HSA) and can pay premiums with pre-tax dollars. Read more

Check out this quick reference guide that illustrates how different business entities can leverage the tax code.

What You Need to Know About Long-Term Care Insurance

Who will care for you when you can’t care for yourself? How will you cover the expenses associated with your care? How much coverage do you need should you decide to purchase LTC insurance or a hybrid LTC product? These are just a few questions that are addressed in this brochure. Read more

Don’t Believe the Myth’s – Discover the Truth About Long-Term Care

With this information, you’ll be in a better position to help protect yourself, your family and your future. More people today will one day need long-term care (LTC) services at home, in assisted living or in a nursing home — and the cost for care is on the rise. Yet too often they stop short of preparing for future needs because they’re confused by the myths surrounding LTC. Read more

7 Sales Tips for Long-Term Care Insurance

Discover the best options for your clients, start the conversation with them and sell more Long-Term Care coverage. View now

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