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March 2016 LTC Newsletter


LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care planning. Are you? Here are a few third party articles.

Top News

LTC Myth Vs. Reality [Infographic]

HCB00441-LTC-myth vs reality

Don’t believe everything you hear. Talk about LTC planning today. Read more

2015 AARP National Caregiving Survey of Registered Voters [Infographic]

AARP surveyed American voters to learn their experiences with family caregiving. Read more

An LTC Planner’s Guide to the Presidential Candidates

Dementia and long-term care (LTC) finance have not yet become major presidential campaign issues, but Brenda Bouchard, a caregiver, has done her best to make that happen. Read More

Women and the Longevity Risk

Worries about outliving one’s money are a concern for everyone. We are all well aware of the “longevity risk.” This may be a greater challenge for women, however, and so there are several strategies they can adopt to accumulate more money so their retirement funds last longer. Read More

Sales Tips

Advisors, LTC And ‘Malpractice’

When it comes to paying for long-term healthcare costs, some rely on the advice of their friends, family or acquaintances, most of whom don’t know the rules associated with long-term-care benefits and the government programs that might pay for them. Instead people should turn to their financial advisors—and their advisors should make sure they are up to date on the nuances of paying for long-term care. Read More

Help Protect Wealth from Unexpected Healthcare Costs

When planning for retirement, Americans are eager to accumulate enough wealth to enjoy all the fun things they have planned—traveling more, pursuing hobbies and interests full time, perhaps even buying a vacation home.

What is less enjoyable to consider is the money they may need to set aside to cover a much more serious issue—healthcare. While Medicare may cover acute illnesses that require doctors’ visits and hospital stays, people are often unprepared to meet the long-term care expenses associated with chronic illness. Read More | A Client Questionnaire to assist you with starting the long-term care/chronic illness conversations with your clients.

Long-Term Care Insurance: The Choices Are Yours [Video]

Long-Term Care Insurance presents many choices. Watch this video to learn more about the choice options that you need to help your client understand and plan for.


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Highland Capital Brokerage

Highland Capital Brokerage

Highland Capital Brokerage is committed to developing client-focused relationships with financial advisors using our core competencies of life insurance, annuities, and long-term care. We distinguish ourselves by providing point-of-sale support, advanced marketing, and creative estate and business planning techniques.
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