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February 2017 LTC Newsletter

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LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care planning. Are you? Here are a few recent third party articles.

Top News

7 Key Ways the Long-Term Care Insurance Market has Changed

Many U.S. insurers have had problems with their long-term care insurance product lines in the past decade, but they still wish they could find some way to help consumers pay for care. A recent consumer study by LifePlans Inc., shows that today’s policies are different, the buyers are different, and the goals are different when it comes to the long-term care market. Read more

Meeting the Needs of the Middle Market with Combination Products

There is an effort to stimulate revenue growth with innovative products that address industry issues and meet the enormous consumer need for LTC services and support. Among the products that have gained significant traction in the insurance industry are combination products, which combine base life or annuity policies with LTC riders. Read more

Learn how to plan now for long-term care during your retirement years [Video]

A 65-year-old couple will need an estimated $260,000 to pay for unreimbursed medical expenses through their retirement years, and that doesn’t include long-term care, which seven in 10 people are likely to need in their lifetime. TODAY financial editor Jean Chatzky has sound advice on how to pay for long-term care, and suggests the insurance that is best for you. View video

Chronic Stress Can Steal Years from Caregivers’ Lifetimes

The chronic stress that spouses and children develop while caring for Alzheimer’s disease patients may shorten the caregivers’ lives by as much as four to eight years, a new study suggests. The research also provides concrete evidence that the effects of chronic stress can be seen both at the genetic and molecular level in chronic caregivers’ bodies. Read more

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