Long-Term Care

Category Archives

4 Tax-Efficient Ways to Pay Long-Term Care Insurance Premiums

The costs of healthcare and long-term care (LTC) are top of mind today. Fortunately, the tax code offers incentives to encourage the purchase of long-term care coverage.

Here are 4 ways clients can lessen the cost burden of paying long-term care premiums.


Milk + Cookies

Long-Term Care (LTC) insurance is the perfect complement to an overall financial wellness strategy. Home Health Care + Long-Term Care insurance is about getting something you need/want to complete or perfect what you already have, like milk + cookies!


November 2018 LTC Newsletter

LTC-Newsletter-Header-Blog

Trending Topics

6 Options (or not) for Funding Long-Term Care Costs

It is estimated that one year of home health care – which averages roughly $44,000 nationally per year today – will cost approximately $96,000 by year 2032 (assuming a 4% rate of inflation, 40 hours/week).

The unpredictability of a chronic illness or long-term care event requires consideration of all the options available. Read more

3 Risk Management Solutions: Going “Long” on Longevity

64% of retirees who file for bankruptcy do so because medical expenses have wiped out their savings.

Before retirement, market volatility and inflation are top of mind risks to manage. During retirement, in addition to managing these risks come the risk of:

– living too long,
– annually increasing healthcare costs depleting savings, and
– leaving inadequate income for a surviving spouse.

Read more


3 Risk Management Solutions: Going “Long” on Longevity

64% of retirees who file for bankruptcy do so because medical expenses have wiped out their savings. (1)

Before retirement, market volatility and inflation are top of mind risks to manage. During retirement, in addition to managing these risks come the risks of:

  • living too long,
  • annually increasing healthcare costs depleting savings, and
  • leaving inadequate income for a surviving spouse.

6 Options (or not) for Funding Long-Term Care Costs

It is estimated that one year of home health care — which averages roughly $44,000 per year today — will cost approximately $96,000 by year 2032 (assuming a 4% rate of inflation, 40 hours/week).1

The unpredictability of a chronic illness or long-term care event requires consideration of all the options available.


October 2018 LTC Newsletter

LTC-Newsletter-Header-Blog

LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care planning. Are you? Here are a few recent third-party articles.


September 2018 LTC Newsletter

LTC-Newsletter-Header-Blog

LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care planning. Are you? Here are a few recent third-party articles.


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