Long-Term Care

Category Archives

Should You Always Recommend LTC Insurance With Automatic Inflation?

For many years, the question of whether to add automatic inflation coverage to LTC Insurance was a no-brainer. Traditional LTC policies were less expensive back then, and adding 5% compound inflation didn’t impact affordability for most clients.

Now, however, the answer is not so simple, and advisors should consider whether simply buying more coverage up front is a better strategy, especially for couples age 55+.


November 2017 LTC Newsletter

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November is Long-Term Care Awareness Month

LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care planning. Are you? Here are a few recent third-party articles.


The Worst-Case Scenario – Is Lifetime LTC Insurance Worth It?

Luckily, you aren’t going to need years and years of high cost long-term care. But what if you did?


The Ever-increasing Tax Deductibility of Long-Term Care Insurance

Does your client own long-term care insurance or are they considering purchasing a plan?  Then they need to know about the important tax advantages of long-term care insurance.  A surprising number of policyholders have the ability to deduct premiums, and those insured also find that the amount of premium that can be deducted increases each year. A big reason is that more and more buyers of LTCI also own Health Savings Accounts and can pay premiums with pre-tax dollars.


Need a Visual to Help Explain LTC Insurance?

We’ve all heard the expression, “A picture is worth a thousand words.” Well, it’s no different when it comes to Long-Term Care Insurance.


October 2017 LTC Newsletter

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LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care (LTC) planning. Are you? Here are a few recent third party articles.


August 2017 LTC Newsletter

LTC-Newsletter-Header-Blog

LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care (LTC) planning. Are you? Here are a few recent third party articles.


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