For businesses with the right life insurance or savings plan in place, making the changes necessary to return to business as usual becomes much easier.
It is common to regard life insurance as a discretionary expense, one that’s not entirely necessary. If your clients have been holding off on purchasing a life insurance policy, there are more than a few good reasons why now may be the best time.
Certain life insurance products can provide income during retirement or grant substantial tax benefits, such as tax deferred accumulation and tax preferred distributions, for clients who want to do more to plan for their retirement.
Understand how estate equalization works, learn the benefits and considerations to take with this easy to use infographic. Estate equalization allows clients to leverage a pool of liquidity they can utilize to ensure beneficiaries receive their fair share.
Regardless of gender, income or background, there’s a high probability that your clients will require long term care in the future. However, there are some key characteristics that make some more predisposed to LTC insurance than others.
As an insurance professional offering long term care coverage, there’s no doubt you’ll come across clients who believe such a product doesn’t apply to them. Such reticence is understandable, as no one likes to think there will come a day where they may need assistance with everyday tasks like bathing, dressing and eating. This is especially true of younger clients.
According to a recent study, more than 85 percent of women are the chief purchasing officer or financial decision maker in their household.