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Should You Always Recommend LTC Insurance With Automatic Inflation?

For many years, the question of whether to add automatic inflation coverage to LTC Insurance was a no-brainer. Traditional LTC policies were less expensive back then, and adding 5% compound inflation didn’t impact affordability for most clients.

Now, however, the answer is not so simple, and advisors should consider whether simply buying more coverage up front is a better strategy, especially for couples age 55+.


November 2017 LTC Newsletter

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November is Long-Term Care Awareness Month

LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care planning. Are you? Here are a few recent third-party articles.


The Worst-Case Scenario – Is Lifetime LTC Insurance Worth It?

Luckily, you aren’t going to need years and years of high cost long-term care. But what if you did?


The Ever-increasing Tax Deductibility of Long-Term Care Insurance

Does your client own long-term care insurance or are they considering purchasing a plan?  Then they need to know about the important tax advantages of long-term care insurance.  A surprising number of policyholders have the ability to deduct premiums, and those insured also find that the amount of premium that can be deducted increases each year. A big reason is that more and more buyers of LTCI also own Health Savings Accounts and can pay premiums with pre-tax dollars.


Need a Visual to Help Explain LTC Insurance?

We’ve all heard the expression, “A picture is worth a thousand words.” Well, it’s no different when it comes to Long-Term Care Insurance.


Female clients need the financial confidence a professional provides

Women have made great strides in the workforce and many have amassed impressive personal wealth over the years. It also demonstrates an opportunity for financial professionals to increase their client base by appealing to women.


October 2017 LTC Newsletter

LTC-Newsletter-Header-Blog

LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care (LTC) planning. Are you? Here are a few recent third party articles.


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