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An LLC Buy-Sell? Powerful Simplicity

LLC Powerful Simplicity

Psst.

There’s a little-known buy-sell strategy that avoids many of the pitfalls of traditional arrangements.1

The LLC buy-sell combines the benefits of a cross purchase buy-sell and an entity buy-sell while eliminating many of the challenges business owners and their advisors typically face.

The owners of a successful business should plan for the transfer of the business to the next generation. Buy-Sell plans can make all the difference in a successful transfer of the business to surviving business owners in the event of a triggering event, such as the death, disability or retirement of one of them — all while protecting the financial interest of the surviving family members.


January 2019 LTC Newsletter

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LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care planning. Are you? Here are a few recent third-party articles.


Are Generational Split Dollar Plans Still Viable?

Generational split dollar plans remain an extremely powerful planning strategy that, even without the benefit of deep discounts, can address non-tax liquidity needs, and act as an estate freeze technique for the first generation.

To learn more, check out this article by Highland Capital Brokerage’s very own Robert Finnegan, J.D., CLU®, AEP®, that was published in the January 2019 edition of Estate Planning magazine.

View Article


Milk + Cookies

Long-Term Care (LTC) insurance is the perfect complement to an overall financial wellness strategy. Home Health Care + Long-Term Care insurance is about getting something you need/want to complete or perfect what you already have, like milk + cookies!


November 2018 LTC Newsletter

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Trending Topics

6 Options (or not) for Funding Long-Term Care Costs

It is estimated that one year of home health care – which averages roughly $44,000 nationally per year today – will cost approximately $96,000 by year 2032 (assuming a 4% rate of inflation, 40 hours/week).

The unpredictability of a chronic illness or long-term care event requires consideration of all the options available. Read more

3 Risk Management Solutions: Going “Long” on Longevity

64% of retirees who file for bankruptcy do so because medical expenses have wiped out their savings.

Before retirement, market volatility and inflation are top of mind risks to manage. During retirement, in addition to managing these risks come the risk of:

– living too long,
– annually increasing healthcare costs depleting savings, and
– leaving inadequate income for a surviving spouse.

Read more


October 2018 LTC Newsletter

LTC-Newsletter-Header-Blog

LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care planning. Are you? Here are a few recent third-party articles.


September 2018 LTC Newsletter

LTC-Newsletter-Header-Blog

LTC in the News

The word is spreading. Major news outlets are letting the American people know the importance of long-term care planning. Are you? Here are a few recent third-party articles.


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